Who we are
This is the privacy policy for The Debt-Free Community which exists as a resourceful website to help those who are in heavy debt.
If you want to find a way out, then this website is merely a free online resource. Our strategies and technicals are not “quick wins” and the practice of living 100% debt-free takes commitment and many years.
You will not find magic bullets or fast solutions. No promises are made through our website or our recommended debt mediation service.
Also, we do not provide financial counselling or financial advice. Please see a qualified advisor who can provide you with personalized advice.
Our website address is: thedebtfreecommunity.com.au
Our owner is Traffic Metrics Pty Ltd: www.trafficmetrics.com.au
Our recommended service is: Beyond Debt, a division of DCS Group (Aust) Pty Ltd (ACN 123 770 267) and we may earn a commission on each referral.
You may find BeyondDebt’s own privacy policy here.
Apart from BeyondDebt, are not associated with any company that we have written content about, either negatively or positively. We are merely sharing our viewpoints and opinions.
Physical correspondence can be sent to PO BOX 947, Southport BC QLD 4215, Australia.
What personal data we collect and why we collect it
Comments
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/.
After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Contact forms
If you enter your data into a contact form, it will be forwarded on to our recommended debt consolidation service. That data will include your name, email and phone number plus any comment you leave either on our contact page or discovery call page.
Our recommended debt consolidation service may seek further information to ascertain the services that can be offered. The Debt-Free Community may earn a commission for each individual who enters their details, whether or not you proceed any with service offerings.
Cookies
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for 365 days in total.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These affiliated websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Who we share your data with
If you enter your data into an online form, it will be forwarded on to our recommended debt consolidation service. They may seek further information to ascertain the services that can be offered. We will receive a commission if you enter in your complete details.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights you have over your data
If you have an account on this site or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where your data is sent
Visitor comments may be checked through an automated spam detection service. Comment approval is the right of the website owner, in order to maintain the high standards that this website upholds.
Industry regulatory disclosure requirements
The Australian Government and ASIC requires us to disclosure where we may make a commission or referral fee through our service. This will appear at the bottom of each page on this website.
Copyright information
This website is the property of Traffic Metrics Pty Ltd – All rights reserved. Do not copy, reproduce or sell any part of The Debt Free Community website unless you have written permission from Traffic Metrics.
