We’re here to help people who are being chased by debt collectors such as Collexa because we know how tough it can be.
There are multiple reports across Australia of debt collectors being nasty, aggressive and rude. Harassment appears to happen to those in vulnerable positions.
Let’s examine Collexa and their debt recovery processes because they like to chase people who owe money. Are they dodgy? We know the answer.
The truth is, they are quite legitimate and stay within the law.
Now if you’re being chased, there are some things you can do.
Collexa Debt Recovery
It’s probably a case that you owe someone money like a business. Because you haven’t paid up, they have asked Collexa to step in and handle it.
While you might have been able to negotiate a payment extension before, it’s probably not going to be so easy now. Because Collexa gets paid only if they recover the debt, there is a strong incentive for them to keep chasing you.
And chasing you is exactly that they will continue to do.
You might experience things like:
- Routine phone calls where are somewhat aggressive and ‘tough’
- Text messages saying “Please contact Collexa Debt Recovery NOW”
- Letters of demand where they say you must pay up or else (shocking!)
- Their debt collectors might even come knocking to your house
The last one is especially interesting. Did you know that they can come knocking on Sundays? You could be having a few friends over for beers, then suddenly it’s interrupted because a debt collector with demands has come to the front door.
Gee…that’s gotta be embarrassing! Suddenly your friends and family will gossip and know all about this.
Surely there is a way out of this mess. Luckily, we know a good way, hence the creation of The Debt Free Community.
What you can do
Firstly, we wouldn’t recommend you ignore this. What could happen next is a notice to attend Court. This can be a very expensive process, especially if they win and you have to pay their court costs plus your own lawyer. Now you’re out of pocket even more than before.
Even if you change your phone number or move house, it isn’t going to achieve much. These guys are sophisticated and know how to chase people.
What they do is often use Facebook and LinkedIn to see what people are up to. Have you had any strange friend requests lately? That’s probably a debt collector.
It sucks, especially as you’re having a tough time. You’re in dire straits and they want to kick you while you’re down. It’s like they won’t leave you alone at all.
We would highly recommend that you try to work out things with them. Perhaps you’ve already tried, which has brought your search online for an answer.
While you can play the financial hardship card, you also gotta prove it. The National Debt Helpline is available too but they give generic advice.
You can actually engage our team to talk to them for you. Since it’s scary to talk to debt collectors, we can step in on your behalf so you can avoid all that stress and embarrassment. You might even get a better deal including a reduction in the payments.
Collexa Recoveries is a collection agency which operates ethically as per the online reviews. Their sophisticated recoveries and investigations team means that while borrowers can run, they often can’t hide.
If you’re being chased, then it’s going to be tough to get away from your obligations. Instead, use our solution that is FREE for you to get on the phone.
We’re here to help everyday Australians through these difficult times. We know you’re doing it tough, that’s why we’re community-focused and want to help you sleep better each night.
And finally, one of the best ways to deal with Collexa is to deal with them personally and organize a payment plan.